Kiwibank

Kiwibank Boat Loans

Kiwibank boat financing - proudly New Zealand owned. Competitive marine loan rates with local expertise and personal service.

Kiwibank Loan Details

8.25% - 11.25%

New Boat Rates

Interest rates for new boats

$250,000

Max Loan Amount

Maximum financing available

10 years

Max Term

Longest repayment period

$200

Application Fee

One-time setup cost

Kiwibank Interest Rates

New Boats

8.25% - 11.25%

p.a. for new marine vessels with full warranty coverage

Used Boats

9.25% - 13.25%

p.a. for pre-owned boats up to 15 years old

Most Popular

Luxury Yachts

10.25% - 14.25%

p.a. for high-value boats over $200k

Kiwibank Features

100% New Zealand owned

Personal banking relationship focus

Competitive rates for locals

Flexible approval criteria

Community-focused lending

Specialty

Community banking with local focus

Pros & Cons

Advantages

  • New Zealand owned and operated
  • Lower application fees
  • Personal service approach
  • Flexible with local borrowers

Considerations

  • Lower maximum loan amounts
  • Shorter loan terms
  • Limited specialist expertise

Ready to Apply with Kiwibank?

Get a personalized quote from Kiwibank or compare with other lenders to find the best deal.