Boat Finance for Every Type of Vessel

Specialized financing for all boat types in New Zealand. From luxury yachts to jet skis, a marine finance broker helps you find a loan that fits — whatever you're buying.

Choose Your Boat Type

Yacht Financing

7.99%
rates from p.a.

Luxury yacht financing for vessels over $200k with specialized terms up to 25 years.

Max Amount
$2M+
Max Term
25 years
Luxury accommodations
Long-range capabilities
Premium finishes
Learn more

Powerboat Finance

6.99%
rates from p.a.

Finance for powerboats and motor boats with flexible terms, arranged through a marine finance broker.

Max Amount
$500k
Max Term
15 years
High-performance engines
Versatile usage
Quick acceleration
Learn more

Sailboat Loans

6.99%
rates from p.a.

Financing for sailing yachts and cruising boats with excellent resale value retention.

Max Amount
$800k
Max Term
20 years
Wind-powered efficiency
Strong resale value
Lower operational costs
Learn more

Fishing Boat Finance

6.99%
rates from p.a.

Commercial and recreational fishing boat loans with specialized equipment financing.

Max Amount
$1M
Max Term
15 years
Specialized equipment
Commercial options
Stable platform
Learn more

Jet Ski Finance

7.99%
rates from p.a.

Personal watercraft loans for all PWC brands — one short enquiry gets a broker onto it.

Max Amount
$50k
Max Term
7 years
High-speed performance
Compact storage
Perfect for watersports
Learn more

Used Boat Finance

7.99%
rates from p.a.

Pre-owned boat financing with competitive rates for boats up to 20 years old.

Max Amount
$500k
Max Term
15 years
Lower purchase price
Proven reliability
Wide selection available
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New Boat Finance

6.99%
rates from p.a.

Brand new boat financing with the competitive rates and longest terms available.

Max Amount
$2M+
Max Term
20 years
Latest technology
Full warranty coverage
Customization options
Learn more

Not Sure Which Type is Right for You?

Our boat financing experts can help you determine the best financing option based on your needs, budget, and intended use. Compare rates and terms across all boat types.

Why Choose Our Boat Finance?

Competitive Rates

We compare rates from multiple lenders to ensure you get the best possible deal for your boat type.

A Managed Process

Lender approval typically takes 3–7 business days once your application is complete — the broker keeps it moving.

Expert Guidance

Specialized knowledge in marine financing with personalized advice for your specific boat type.

Ready to Finance Your Dream Boat?

Tell us about your boat in two minutes — a marine finance broker approaches NZ lenders and brings the options back to you.

Keep exploring

Compare boat financing options across NZ lenders, read the complete guide to boat loans, see how boat finance NZ lenders stack up, or estimate repayments with the boat loan calculator.