BNZ
BNZ Boat Loans
BNZ boat financing for recreational and commercial marine vessels. Flexible terms and competitive rates across New Zealand.
BNZ Loan Details
7.45% - 10.45%
New Boat Rates
Interest rates for new boats
$400,000
Max Loan Amount
Maximum financing available
15 years
Max Term
Longest repayment period
$350
Application Fee
One-time setup cost
BNZ Interest Rates
New Boats
7.45% - 10.45%
p.a. for new marine vessels with full warranty coverage
Used Boats
8.45% - 12.45%
p.a. for pre-owned boats up to 15 years old
Most Popular
Luxury Yachts
9.45% - 13.45%
p.a. for high-value boats over $200k
BNZ Features
Flexible repayment options
Seasonal payment breaks available
Construction loan options
Commercial marine financing
Equipment finance packages
Specialty
Flexible financing with seasonal considerations
Pros & Cons
Advantages
- Flexible payment structures
- Good for seasonal boat use
- Strong commercial marine division
- Competitive business banking rates
Considerations
- Lower maximum loan amounts
- Variable rate focus
- Complex fee structure
Ready to Apply with BNZ?
Get a personalized quote from BNZ or compare with other lenders to find the best deal.