ASB Boat Loans
ASB marine financing solutions for New Zealand boat buyers. Competitive rates and flexible terms for all boat types.
Rates shown are indicative only. They are a general guide based on publicly advertised lender rates and are subject to change, your credit assessment and lender approval. They are not an offer or financial advice. Always confirm current rates directly with the lender or request a quote.
Last reviewed: June 2026
ASB Loan Details
New Boat Rates
Interest rates for new boats
Max Loan Amount
Maximum financing available
Max Term
Longest repayment period
Application Fee
One-time setup cost
ASB Interest Rates
New Boats
p.a. for new marine vessels with full warranty coverage
Used Boats
p.a. for pre-owned boats up to 15 years old
Luxury Yachts
p.a. for high-value boats over $200k
ASB Features
Fixed and variable rate options
Online application and tracking
Mobile banking integration
Personalised lending approach
Insurance and warranty options
Specialty
High-value boat loans with extended terms
Pros & Cons
Advantages
- Longest loan terms available (20 years)
- High maximum loan amounts
- Excellent digital banking platform
- Competitive rates for loyal customers
Considerations
- Can be slow for complex applications
- Limited specialist marine knowledge
- Strict income verification requirements
Ready to Apply with ASB?
Send one enquiry and the broker can put your application to ASB — or whichever NZ lender fits your situation best.
Keep exploring
Compare boat financing options across NZ lenders, read the complete guide to boat loans, see how boat finance NZ lenders stack up, or estimate repayments with the boat loan calculator.