ANZ

ANZ Boat Loans

Get competitive boat financing from ANZ, one of New Zealand's largest banks. Marine loans with competitive rates and flexible terms.

Rates shown are indicative only. They are a general guide based on publicly advertised lender rates and are subject to change, your credit assessment and lender approval. They are not an offer or financial advice. Always confirm current rates directly with the lender or request a quote.

Last reviewed: June 2026

ANZ Loan Details

Indicative — check current rate

New Boat Rates

Interest rates for new boats

Varies by lender

Max Loan Amount

Maximum financing available

15 years

Max Term

Longest repayment period

Varies

Application Fee

One-time setup cost

ANZ Interest Rates

New Boats

Indicative — check current rate

p.a. for new marine vessels with full warranty coverage

Used Boats

Indicative — check current rate

p.a. for pre-owned boats up to 15 years old

Most Popular

Luxury Yachts

Indicative — check current rate

p.a. for high-value boats over $200k

ANZ Features

Fast online pre-approval process

Relationship pricing for existing customers

No early repayment penalties

Comprehensive insurance options

Dedicated marine finance specialists

Specialty

Mainstream boat financing with strong rates for new boats

Pros & Cons

Advantages

  • Major bank stability and reputation
  • Extensive branch network nationwide
  • Competitive rates for qualified borrowers
  • Strong customer service and support

Considerations

  • Stricter credit requirements
  • Higher application fees
  • Less flexible with unique boat types

Ready to Apply with ANZ?

Get a personalized quote from ANZ or compare with other lenders to find the right deal for you.